For many people, their home is their most valuable asset. Unfortunately, this asset often is a non-performing asset that earns a zero rate of return. Keystone Wealth Strategies LLC works with leaders in the mortgage industry to obtain a mortgage program that can make your home generate money for you.
Keystone Wealth Strategies LLC, located in Exton, PA and servicing home owners throughout the Philadelphia region, realizes that an individual’s personal residence is often the single most valuable asset owned by our clients. Our goal is to provide you with a customized mortgage proposal that fits your budget and overall financial plan and provides you with a means to free up money for alternative uses such as: Investing, Retirement Savings, College Planning, and Debt Consolidation.
After completing a thorough analysis of your current financial situation and your future financial goals, we will create a written summary of the various home mortgage programs that meet your needs. This analysis generally compares five different mortgage programs, showing the projected before and after-tax cash flows, equity build-up in your home, and mortgage balance for each of the alternative programs. Thus, in addition to the traditional mortgages, our clients obtain alternative mortgage products that include: “Interest Only” and “Option ARMs.”
If your goal is to asset protect your home, we explain how equity-stripping or equity harvesting may be the solution you are seeking.
Perhaps your goal is to use the equity in your and turn it into an income producing asset. We can show you how to use a Cash Flow Arm Mortgage to reduce your current monthly mortgage payments while investing these reduced mortgage payments to address your other financial needs. Borrowing against the equity you've built in your home is generally cheaper than other types of financing, and it may possibly have tax advantages as well. Credit cards and personal loans usually have much higher rates than home loans, and the interest isn't tax-deductible.
Perhaps your goal is to pay down your mortgage as quickly as possible. While most homeowners realize that they can make extra principal payments (13 payments in a year rather than twelve) or more frequent payments (pay semi-monthly rather than monthly) to pay down their mortgage balance, few understand how they can quickly pay down their mortgage balance without making any extra payments.
If you are in your retirement years and finding your fixed income is being stretched too thin, we will be glad to discuss reverse mortgages with you. What is a reverse mortgage? If you are at least 62 years old, a reverse mortgage converts a portion of the equity value in your home to instant cash.
Keystone Wealth Strategies LLC, located in Exton, PA and servicing home owners throughout the Philadelphia region, realizes that an individual’s personal residence is often the single most valuable asset owned by our clients. Our goal is to provide you with a customized mortgage proposal that fits your budget and overall financial plan and provides you with a means to free up money for alternative uses such as: Investing, Retirement Savings, College Planning, and Debt Consolidation.
After completing a thorough analysis of your current financial situation and your future financial goals, we will create a written summary of the various home mortgage programs that meet your needs. This analysis generally compares five different mortgage programs, showing the projected before and after-tax cash flows, equity build-up in your home, and mortgage balance for each of the alternative programs. Thus, in addition to the traditional mortgages, our clients obtain alternative mortgage products that include: “Interest Only” and “Option ARMs.”
If your goal is to asset protect your home, we explain how equity-stripping or equity harvesting may be the solution you are seeking.
Perhaps your goal is to use the equity in your and turn it into an income producing asset. We can show you how to use a Cash Flow Arm Mortgage to reduce your current monthly mortgage payments while investing these reduced mortgage payments to address your other financial needs. Borrowing against the equity you've built in your home is generally cheaper than other types of financing, and it may possibly have tax advantages as well. Credit cards and personal loans usually have much higher rates than home loans, and the interest isn't tax-deductible.
Perhaps your goal is to pay down your mortgage as quickly as possible. While most homeowners realize that they can make extra principal payments (13 payments in a year rather than twelve) or more frequent payments (pay semi-monthly rather than monthly) to pay down their mortgage balance, few understand how they can quickly pay down their mortgage balance without making any extra payments.
If you are in your retirement years and finding your fixed income is being stretched too thin, we will be glad to discuss reverse mortgages with you. What is a reverse mortgage? If you are at least 62 years old, a reverse mortgage converts a portion of the equity value in your home to instant cash.
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