Life insurance can be an important part of your personal safety net, especially if you have dependents. Keystone Wealth Strategies LLC can work with you to find easy and affordable life insurance solutions—so you know your loved ones will be taken care of.
Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years, or until a specific age (for example, 65).
Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.
Universal Life insurance is a hybrid policy that combines a death benefit with an investment component. Universal life policies offer the policy owner more flexibility than whole life insurance - the flexibility to choose both the amount of insurance and the premium amount to be paid.
Keystone Wealth Strategies LLC, located in Exton, PA and serving individuals in the Philadelphia region, helps families determine the amount of life insurance needed to protect their loved ones, work within their budget, and to meet their retirement and other financial goals. For many families, life insurance can be used as part of their overall financial strategy to protect their loved ones in case of an untimely demise, provide a source of funds for their children’s college education, and provide a supplemental source of retirement funds. For the business owner, life insurance is an important aspect of your business succession plan to ensure that your co-owners and their families are protected.
For individuals, after completing a thorough analysis of your financial goals, we will create a customized life insurance plan that best meets your needs and goals and fits within your budget.
For the business owner, we continuously work with you to ensure that your business succession plan’s buy/sell agreement is adequately funded with life insurance to reflect the current value of your business and to ensure the transfer of the business to your chosen successor and to avoid undue financial hardships during this critical period.
Term Life insurance offers financial protection for a specified period of time, known as the term. Term policies typically provide coverage for one, five, 10, 15, 20 or 30 years, or until a specific age (for example, 65).
Whole Life insurance remains in force during the entire lifetime of the policyholder and offers a guaranteed death benefit as well as a guaranteed cash value.
Universal Life insurance is a hybrid policy that combines a death benefit with an investment component. Universal life policies offer the policy owner more flexibility than whole life insurance - the flexibility to choose both the amount of insurance and the premium amount to be paid.
Keystone Wealth Strategies LLC, located in Exton, PA and serving individuals in the Philadelphia region, helps families determine the amount of life insurance needed to protect their loved ones, work within their budget, and to meet their retirement and other financial goals. For many families, life insurance can be used as part of their overall financial strategy to protect their loved ones in case of an untimely demise, provide a source of funds for their children’s college education, and provide a supplemental source of retirement funds. For the business owner, life insurance is an important aspect of your business succession plan to ensure that your co-owners and their families are protected.
For individuals, after completing a thorough analysis of your financial goals, we will create a customized life insurance plan that best meets your needs and goals and fits within your budget.
For the business owner, we continuously work with you to ensure that your business succession plan’s buy/sell agreement is adequately funded with life insurance to reflect the current value of your business and to ensure the transfer of the business to your chosen successor and to avoid undue financial hardships during this critical period.
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